Fast Payday Loans, Anytime. Anywhere
Apply For Fast Payday Loans For Instant Cash
Paydaylender is here to help Australians dream big and make it come true with instant payday loans. Getting a payday loan can be simple and easy.
Of course, taking a loan is not the first choice. But, there are some unexpected and unforeseen times in life when you may be in a dire need of cash. At such moments, or just to help you spend a little more, we are here to help.
With fast payday loans in Australia, you can not only cover your smaller purchases but even meet your bigger goals. We have you covered.
Simple & Effortless Fast Payday Loans
Applying for a payday loan is convenient and easy.
If you live in Australia and you are looking to borrow short-term funds to suit your busy schedule, you are at the right place.
- Borrowers accessing fast payday loans can get a loan amount of $100 and up to $2000
- Payday loan fees are capped as a certain percentage of the amount of loan. You can pay up to 20% as an establishment fee and a maximum of 4% on your repayment
- Payday loan repayment between $100 and $2000 ranges from 16 days and up to 12 months. Loan amount between $500 and up to $2000 should be paid off as fast as possible but there is a 24 monthly clause if needed
- Instant payday loans are flexible. These loans are designed to meet the need of the hour. You can arrange repayment frequency and dates as per a suitable pay cycle
- Applying for an instant payday loan is easy and online. Using your PC, laptop, tablet, or smartphone, you can submit your documents and fill out the application form
- Getting approval is equally fast and easy. Your lender shall ask you for a bank account when you fill out the form. When the loan agreement is reviewed, funds are transferred to your bank account instantly. The transaction mostly happens on the same day, or even quicker
Documents Needed to Apply for Payday Loan
To apply for a quick and easy payday loan, you should:
- Be a citizen or a permanent resident of Australia
- Be 18 years old or above
- Have a regular job or source of income
It is far easier and quicker to arrange an instant loan like this if the money is credited to the bank account directly rather than cash payments. The latter is difficult for lenders’ verification online. Moreover, your borrowing activities during the past 90 days are also an important criterion. Lenders do not want to lend payday loans to an individual with two or more similar loans in a single period.
Once you apply for the loan, it is processed online digitally. It is quick and convenient, and applicants usually receive funds on the same day. You must furnish the following for ease of communication:
- Valid email address
- Phone/mobile number
Make sure you are contactable the day you apply for the loan.
In addition, you must keep these documents handy:
- Passport, Government-issued ID card, and driving license
- Current address proof like a utility bill
- Payslips, if employed
- Income statement
- Medicare card
- Bank statements of past 90 days
Instead of getting tied down by long-term loans, opt for instant payday loans with a flexible schedule. For short term cash loans, Paydaylender is just a click away.